You're welcome. That makes sense. Here's one way to approach this: separate from your current principal and investment income, save some money that you do inten

You're welcome. That makes sense. Here's one way to approach this: separate from your current principal and investment income, save some money that you do intentionally spend through in the first 6 months or so. Think of this as a transition fund. It seems like right now you're trying to make the investment income fund everything, but it doesn't need to. Your income from the new consulting company will be lowest when you start, so give yourself 6+ months of cushion that you actually expect to spend. If you go 6-12 months and have spent the transition fund without finding new income/consulting clients, then you can go into the "ramen mode" as needed. In practice, that doesn't seem like an actual situation: if you go 6-12 months without bringing in at least a few thousand dollars a month in client work, then do something else - don't keep going in ramen mode. That something else might be finding a partner who is good at sales. Either you have a viable consulting business after 6-12 months, or you don't and should do something else :) There's not really a case where the investment income needs to fund all your expenses indefinitely.