It seems to be an expert witness assessment in the active course case, not the opinion of the court itself, apparently, but the reporting here and elsewhere see

It seems to be an expert witness assessment in the active course case, not the opinion of the court itself, apparently, but the reporting here and elsewhere seems optimistic: https://www.t-online.de/finanzen/ratgeber/verbraucher/id_100145870/schufa-score-verstoesst-gegen-eu-recht-das-sind-die-folgen.html https://www.t-online.de/finanzen/ratgeber/verbraucher/id_100... Schufa already had to cut their storage duration for data regarding private bankruptcy so there's definitely blood in the water.