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For what it's worth, a recent court opinion suggests that the Schufa credit score may be in violation of EU law.
by hnbad 4y ago
For what it's worth, a recent court opinion suggests that the Schufa credit score may be in violation of EU law.
- dgellow 4y agoDo you have a source? That would be fantastic
- Arnt 4y agoNot a big change. Schufa uses data from the last [period], court said [shorter period]. I don't recall the details of the two periods.
- hnbad 4y agoIt seems to be an expert witness assessment in the active course case, not the opinion of the court itself, apparently, but the reporting here and elsewhere seems optimistic: https://www.t-online.de/finanzen/ratgeber/verbraucher/id_100145870/schufa-score-verstoesst-gegen-eu-recht-das-sind-die-folgen.html https://www.t-online.de/finanzen/ratgeber/verbraucher/id_100... Schufa already had to cut their storage duration for data regarding private bankruptcy so there's definitely blood in the water.