> It's the total lack of security. With the automatic consequence that all kinds security theater get imposed, stripping people of all kinds of rights, and solv

> It's the total lack of security. With the automatic consequence that all kinds security theater get imposed, stripping people of all kinds of rights, and solving none of the problems. Not that I’m claiming that credit cards are a bastion of security, but could you be more specific? What rights are you giving up? What inefficiencies do you see?