Wxcuse me, What? Are the financial exprents that predicted 2008 crash a year too early gullible? We it's only a matter of time untill this type of fraud happen

Wxcuse me, What? Are the financial exprents that predicted 2008 crash a year too early gullible? We it's only a matter of time untill this type of fraud happens. It's just not possible to predict exactly when