Unfortunately, Visa, PayPal, banks, and more are not required to accept all payments for all legal activities. Instead, they are permitted to block users engage

Unfortunately, Visa, PayPal, banks, and more are not required to accept all payments for all legal activities. Instead, they are permitted to block users engaged in legal-but-risky behavior. Typically when they do so, there is no serious right of appeal (to an external body). Thus, there are plenty of valid use cases for crypto payments for services that are legal but too risky for banks. For a list of examples, see the categories used in Operation Choke Point: https://en.wikipedia.org/wiki/Operation_Choke_Point https://en.wikipedia.org/wiki/Operation_Choke_Point