I agree in spirit but buying things in installments is just a reality here in Brazil and in a lot of other countries. It's a loan like any other. When used cor

I agree in spirit but buying things in installments is just a reality here in Brazil and in a lot of other countries. It's a loan like any other. When used correctly it can be a democratizing function for people who are poor but need important things like phones, fridges, and stoves.