Yuck my two cents. Apples jump into financial services and pay as you go services model has really rubbed me the wrong way. If i get another settings alert that

Yuck my two cents. Apples jump into financial services and pay as you go services model has really rubbed me the wrong way. If i get another settings alert that I need to setup apple wallet, sign into icloud or now perhaps a notice that I can “pay later” …… geez I already purchased you laptop … leave me alone and just work.