4 ms·
Your metric is asinine. I use PayPal only when absolutely necessary and/or basically low value items where I don’t care too much. I have a Facebook account too,
by riceart 4y ago
Your metric is asinine. I use PayPal only when absolutely necessary and/or basically low value items where I don’t care too much. I have a Facebook account too, doesn’t mean meta still isn’t screwed.
And why is this a popularity contest or that the uniformed public’s (or your) opinion matters? People do dumb financial shit all the time. In the US at least, PayPal puts you at a disadvantage from a fraud protection standpoint since they are yet another unfriendly, large essentially unregulated middleman to deal with.
- hot_gril 4y agoHe's saying what most customers do, and he's right. Most people prefer PayPal. Otherwise it would be easy to drop.
- crtasm 4y agoI'd wager that a significant amount of that "prefer" is from it often being the first/default option at checkout.
- hot_gril 4y agoIf it's the first option, it's probably cause it's preferred by customers. It doesn't do anything good for the seller. Little Snitch in particular has credit card on the LHS and PayPal to the right, which kinda suggests PayPal being secondary.
- riceart 4y ago> It doesn't do anything good for the seller. Sure it does. It gives them relatively more chargeback protection at the expense of the consumer. And yes I’ve heard all the seller griping that this isn’t the case - as if it would be expected that they could shield them from 100% of chargebacks - it doesn’t make it true. It’s relatively harder for a customer to even get forward in the dispute process with PayPal in the mix. These sellers often aren’t evening seeing these killed disputes.
- hot_gril 4y agoI was always under the impression that PayPal sided more with the buyer, but I'm not so sure. Hard to tell either way. At least they support a wider range of disputes than a CC would, question is how many customers can get that far.
- deleted 4y ago[deleted]
- riceart 4y agoThey also conflated PayPal, Apple Pay and Google pay, so I’m not sure I agree that what they were saying is “most people prefer PayPal”. PayPal has a tremendous market share - not sure I’d agree that it’s really a preference.
- hot_gril 4y agoPrefer it over credit card, I mean. And most customers won't treat occasional emails as a dealbreaker.