What strikes me is, these questions have already be solved: our desktops have access to banking, and they can have good cameras. Inherently, these are not tech

What strikes me is, these questions have already be solved: our desktops have access to banking, and they can have good cameras. Inherently, these are not technical problems. On the other hand, they become social problems when the services firmly cuts off web access and anything that's not iOS or Google's android. IMHO generic customer banks shouldn't be allowed to do that.