This isn't a categorical imperative. This is a decision for this individual situation. By "doomsday" I mean, an economic doomsday for privileged people like me

This isn't a categorical imperative. This is a decision for this individual situation. By "doomsday" I mean, an economic doomsday for privileged people like me who have had a pretty good ride for a while, not a literal doomsday for everyone. I also don't see any way of possibly stopping this.