Worked bank IT long ago. They, the FDIC, came in every 18 months and checked everything we did, and that was just the IT exam. Other parts were checked at diff

Worked bank IT long ago. They, the FDIC, came in every 18 months and checked everything we did, and that was just the IT exam. Other parts were checked at different rates. Multiply that by all the banks and all the branches.. Don't assume their only duty/ interaction is when things fail.