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Germans in general are also highly reluctant towards digital payments, commonly citing "privacy" as a reason. However, the same people often have no qualms abou
by BjoernKW 4y ago
Germans in general are also highly reluctant towards digital payments, commonly citing "privacy" as a reason. However, the same people often have no qualms about using the - hilariously named - Payback loyalty programme, which keeps a record of individual consumer purchase behaviour.
- aleph_minus_one 4y ago> However, the same people often have no qualms about using the - hilariously named - Payback loyalty programme, which keeps a record of individual consumer purchase behaviour. Living in Germany, I know no one from my circles who uses Payback. This is in my gut feeling also a central reason why such loyalty programs push/nudge so hard to get people as customers - because so few people want them. The only time when such loyalty programs were tried out by quite some people in Germany was when in 2001 the Rabattgesetz [discount law; https://de.wikipedia.org/wiki/Rabattgesetz https://de.wikipedia.org/wiki/Rabattgesetz] was abolished. Then, for a short time, quite some people tried out the now upcoming loyalty programs, but soon stopped using them because quite some people were very vocal about telling the privacy implications of these loyalty programs.
- BjoernKW 4y agoThis still is a common exchange in German shops (in German, of course): "Will you pay cash or with credit card?" "Why, cash of course!" "Thanks. Do you have a Payback card?" "Certainly."
- aleph_minus_one 4y ago> "Thanks. Do you have a Payback card?" > "Certainly." Rather: "Thanks. Do you have a Payback card?" - the person holds a speech about the privacy implications of Payback when there is a long queue at the checkout. :-D