Mostly luck* that my wife and I worked for a company that compensated largely in stock, and we worked there (and both got promoted) during a period of strong st

Mostly luck* that my wife and I worked for a company that compensated largely in stock, and we worked there (and both got promoted) during a period of strong stock performance. We also planned our expenses around one base salary. So about 1/4 of gross income covered mortgage, child care (one kid), etc. We live way beneath our means. The rest (after taxes) went into index funds and a few lucky investments. We're at the "FU money" stage of wealth, and we'll go back to work to ensure we get to "very comfortably retired" stage. *I'd like to take credit for being so brilliant as to land the job at said company, and maybe I should take some credit for that, but honestly it's mostly good luck.