How are the failures comparable. FTX failed but not because of taking slightly bad risks, but because the founder kept treating money as his personal piggybank

How are the failures comparable. FTX failed but not because of taking slightly bad risks, but because the founder kept treating money as his personal piggybank moving from FTX to Alameda freely. Using users funds for random personal projects. SBF was not doing innocent things. I don't think SVB did anything comparable to the lunacy of Terra/Luna or FTX.