Scott Adams (creator of Dilbert) gives some great finacial advice - pay off your debts first and save the rest for an emergency so you do not go into debt. The

Scott Adams (creator of Dilbert) gives some great finacial advice - pay off your debts first and save the rest for an emergency so you do not go into debt. There is nowhere else that you will get the guaranteed return of what some credit card companies are charging - especially considering you do not have to pay tax on money you save.