Other telematics programs already consider this. Also with insurance it doesn’t really matter if people hate a rating factor, if a company starts using one tha

Other telematics programs already consider this. Also with insurance it doesn’t really matter if people hate a rating factor, if a company starts using one that turns out to be predictive than all other companies will eventually forced to or suffer adverse selection. Realistically the only way to prevent companies from using unfair rating factors is to regulate it due to adverse selection. Also, with the next wave of telematics that uses the onboard car sensors rather than dongles or phones, the false positives will get worse. I rarely get a legit lane departure warning because I use my signal and don’t drift, but I get plenty of false ones in construction zones or the mountains. Like on 80 through Tahoe there is a lot of extra lines prominent enough to trigger my car’s lane thing even when it’s not snow lanes.