"I checked with my insurance and they said they would cover it. They decided after all not to honor their word and charged me 10’s of thousands of dollars." Th

"I checked with my insurance and they said they would cover it. They decided after all not to honor their word and charged me 10’s of thousands of dollars." That's the insanity here. You simply can't protect yourself reliably from overcharging. Hospitals and insurances do whatever they want and good luck to you fixing mistakes. I find it really hard to understand how people can be defending such a system.