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The sneaky thing to do is have your attorney send a letter to the insurance carrier's liability insurance provider, detailing everything you uncover and that th
by anonuser123456 4y ago
The sneaky thing to do is have your attorney send a letter to the insurance carrier's liability insurance provider, detailing everything you uncover and that they will be on the hook for the malpractice claim. That will get you an highly aggressive advocate with teeth.
- djbusby 4y agoLawyers, the best way to get reasonable healthcare in USA. What can be done?
- davidw 4y agoElect people, starting at the local level, who want to change the system? That change doesn't have to be 100% or perfect. The ACA ensured that a lot more people got covered, even if it was not perfect.
- dahfizz 4y agoThe ACA just gave more power and money to these same scummy insurance companies.
- davidw 4y agoSo, no, definitely not perfect. Also, some people are alive today because of it, and many are healthier. I'll take that over a better reform that doesn't get passed, and keep working to elect the people necessary for better reforms in the future. This stuff just doesn't happen overnight, sadly.
- bee_rider 4y agoYeah, we should have done some single payer system, medicare for all or whatever, but unfortunately we don’t have a very strong left wing in the US.
- wolverine876 4y agoBlaming someone else is pathetic. It's not a system, it's you.
- bee_rider 4y agoI’m a U.S. voter, so yes I’m part of this collective failure to vote well/convince my countrymen to vote well. I’m not sure why you think I’m blaming somebody else?
- wolverine876 4y agoYou talk about a 'system'. The system is in the mirrors, yours and mine. We are it. American tradition is that one person makes a difference, which seems pushed aside now by the fetishization of despair and doom. Also, it's about far more than voting. Voting is done every once in awhile. Citizenship is every day. Powers-that-be are watching and investing enormous energy in manipulating public opinion - for a reason. It's powerful. Today is the day to act.
- bee_rider 4y agoI’m not sure that our comments are really all that connected, I used “single payer healthcare system,” as in the term-of-art for a way of distributing funds for healthcare. You seem to have gotten latched onto the word “system” and seem to be using it in a sort of broad “fight the system” way. There definitely aren’t any healthcare systems inside of my mirror, not even the bathroom one with a cabinet behind it.
- wolverine876 4y agoIt's a useful way to not address the merits of what I'm saying. That's too bad; we could have talked about something important.
- flangola7 4y agoIt got rid of pre existing conditions and the lifetime pay cap. That saved people, including me.
- explaininjs 4y agoLike Bernie Sanders? Who was then placed in a debate in an “insurance town” where every audience question was some insurance leech complaint that his plan would destroy their jobs? Yeah dude. That’s the point, your job is bullshit and you shouldn’t be doing it. The media also loved to bring on people who “adored their current insurance plan and would hate to lose it”. I’ve never met someone like that in real life, but the MSM would have you believing you were the only one in all of America who had any ill thoughts about their insurance company. If voting could change anything it’d be illegal.
- davidw 4y ago> If voting could change anything it’d be illegal. The absolute best way to ensure that nothing changes is to get cynical and try and demotivate anyone else from trying.
- farmaway 4y agoMaybe you're both right.
- explaininjs 4y agoThe only path to substantial change is and has always been violent revolution. I welcome anyone to try that.
- laurex 4y agoThere’s nonviolent revolution, too. But it’s still likely to yield violence in response because these systems are inherently violent and ultimately enforced with violence.
- explaininjs 4y agoWhat would you consider the most substantial change to come about via nonviolent revolution?
- LocalH 4y ago
- dilap 4y agoGunna take something a lot more radical than that.
- dennis_jeeves1 4y agoguillotine.
- dilap 4y agoI was thinking more Napolean than French Revolution.
- roenxi 4y agoIs "not perfect" strong enough criticism if people are being covered by services that do nothing? Today's article is saying that that large insurers might just be rejecting claims without reading them. Without the ACA, presumably money wouldn't be being spent on companies that literally just take the money for compliance reasons then don't provide a service. This is one of the more annoying failure modes of socialised medicine; when things go wrong the consumer has no control over the waste because they aren't in control of the money being spent.
- magicalist 4y ago> Is "not perfect" strong enough criticism... Absolutely pick a different phrase, but it'll still have applied before the ACA and it'll apply after except for people with preexisting conditions, eliminating lifetime caps, and maximum out of pocket limits.
- AnIdiotOnTheNet 4y agoI mean, I don't want to say "start shooting them until they get the message that we won't put up with their bullshit", but I honestly can't think of a better plan given that people will find all sorts of excuses to keep voting for the kinds of assholes who prefer it this way. I'd really like to hear one, cause the violence option isn't really very appealing.
- dsfyu404ed 4y agoThis. So, so, so many flavors of the "abuse of the public to make a few bucks" that is codified in the business models and job duties and KPIs of all sorts of organizations is only viable because people bend over and take it. If there was real risk that came with abusing the public employees would either a) not do that part of their jobs b) demand compensation, likely making the abuse not economically worthwhile c) seek other jobs. Any of these cases would force entities who are abusing the public as part of regular business to change their business or bleed out and die. Or we could just bring back bribing....
- wolverine876 4y agoWho are you to impose your opinion on the rest of us? Who are you to shoot me or my neighbor?
- AnIdiotOnTheNet 4y agoWe're talking about people who sell insurance and then do their damnedest never to pay out. You don't want to get shot? Don't try to cheat people out of their money, especially when it is about their healthcare. It isn't complicated.
- anotheraccount9 4y agoSeriously consider a universal healthcare. Accept that it will be imperfect, but more balanced and will offer a chance to everyone. Another way to look at it: everyone pays for a healthcare insurance --> everyone gets covered.
- hakfoo 4y agoUniversal healthcare falls victim to the "I'm an above average driver" brainworm. "I'm a healthy 22-year old male with no family history to worry about, go ahead and ravage the program to save me a nickel on taxes." or, from the other side, "I might need an ingrown toenail treated and how dare that go into a triage list and I have to come back in six months because there are more seriously ill people-- don't they know I'm rich and important?"
- ridgeguy 4y agoThis is excellent advice, and isn't restricted to the medical arena. Corporate counsel for insurance companies comprise one of the very few spots on the brontosaurus with low-latency innervation from the brain. Poke it, you'll usually get a response that will arrive faster than the usual appeals processes.
- TedDoesntTalk 4y agoWhat is a liability insurance provider? Are you saying Cigna and other medical insurance companies have insurance themselves?
- stochastastic 4y agoYes, they typically will buy insurance to deal with risks outside their core business (like the health insurer having liability coverage).
- anonuser123456 4y agoEvery business has insurance, including insurance companies. This is because they specialize in their own business and outsource non-core business. An insurance provider for a specific industry has teams of skilled attorneys that are expert in that specific domain. Cigna might self insure if they consider medical malpractice a core part of their business. In that case, your attorney sends the letter to their corporate counsel. Often times, day to day business people just ignore liability risks because it's not in their core mandate. But the corporate counsel is in charge of managing legal risk, and they will see such a situation as unacceptable. Corporate counsels also hold a lot of sway within a businesses structure.
- css 4y agoYes, it's called reinsurance: https://en.wikipedia.org/wiki/Reinsurance https://en.wikipedia.org/wiki/Reinsurance
- Qem 4y agoHow does one discover what is the insurance carrier's liability insurance provider. Is that public information?
- deleted 4y ago[deleted]