I also came to the US from a country with a good hybrid public/private system and my experience in the US had been different. So I guess it depends on where (c

I also came to the US from a country with a good hybrid public/private system and my experience in the US had been different. So I guess it depends on where (city/state) you live and also what type of insurance you have. Where I live I have access to a SOTA network of hospitals with great technology and some practices amount the best in the world (people come here from other states and even countries for treatment) and I use their own insurance, so it's been great so far, never dealt with any issues having medical care rejected. I pay $350/month (self employed) and I have a very reasonable deductible, $60 copay to see specialists and many preventive procedures such as cancer and heart disease screenings (which I use), blood work and some PT sessions completely free. I even get discounts on fitness centers and health tracking apps which helps offset part of the premium. My shoulder was actually spared from a very invasive surgery thanks to a doctor top of his field (he sees olympic teams) who was able to treat me with only PT. I don't think I paid more than $1000 out of pocket for everything including several MRIs and multiple visits to his practice, plus several sessions of PT and medications. It could have been free back in my country, I guess, but I could have also been screwed for life due to an unnecessary surgery.