Disregarding that you can get VPSes for less than that, is $20/m really that much of a problem? That's 5-7 fewer trips to the cafe, 3-4 fewer beers at the bar,

Disregarding that you can get VPSes for less than that, is $20/m really that much of a problem? That's 5-7 fewer trips to the cafe, 3-4 fewer beers at the bar, or 1-2 fewer times eating out per month. If you really wanted to you could find $20/m.