I switched to a card holder a few years ago, has my licence and various cards in it. I also keep my daily spending and joint account cards in my phone case - an

I switched to a card holder a few years ago, has my licence and various cards in it. I also keep my daily spending and joint account cards in my phone case - and my phone has some of the cards from my card holder in it. Most of the time I just take my phone, but if I’m going in the car or out shopping I take the card holder. The only time I throw some change in my pocket is if I’m taking the kids somewhere