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> potentially more useful thing to steal than my wallet. It would be interesting to know the portion of people that doesn’t have a wallet anymore and see if it

> potentially more useful thing to steal than my wallet. It would be interesting to know the portion of people that doesn’t have a wallet anymore and see if it’s growing.

illiarian 4y ago
There's also a sizable population of people like me who carry a wallet out of habit or because it has additional things like driver's license and various membership cards... but who never use the cards in that wallet, always relying on the phone
- bajsejohannes 4y ago
  I've been wallet free for some years now. Even the driver's license has become an app here in Norway (optional, you still get the physical one). The big downside is that my wallet and everything in it can run out of battery. That's not very redundant. Suddenly I won't be able to pay, identify, call, etc.
  - CapstanRoller 4y ago
    How do you show your driver's license to a government official without exposing everything else on your phone, especially to the police? From a US perspective, using one's phone as an ID seems incredibly risky.
    - lostlogin 4y ago
      You have to carry a licence when driving here in NZ but in the 10-15 years I haven’t carried a wallet I haven’t carried it. I’m not 100% on how it will go if I need it while driving (potential US$200 fine). It’s not needed for domestic flights or anything really.
    - bajsejohannes 4y ago
      The app can show a QR-code for inspection purposes. The police officer will scan this to verify a valid license. At no point do they touch the phone.
bennyp101 4y ago
I switched to a card holder a few years ago, has my licence and various cards in it. I also keep my daily spending and joint account cards in my phone case - and my phone has some of the cards from my card holder in it. Most of the time I just take my phone, but if I’m going in the car or out shopping I take the card holder. The only time I throw some change in my pocket is if I’m taking the kids somewhere
tzs 4y ago
I have a wallet but its been years since I've taken it with me. I had started doing a daily morning brisk walk for exercise, and didn't like having too much in my pockets when doing that. So for those walks I'd go out with just my phone in my left pocket, and my driver's license, insurance card, credit card, $20 bill, and a house key in my right pocket. It didn't take long to realize that configuration was all I need for most outings. Just add my HSA debit card to my pocket and a keyring to my belt with my car key and a couple others, and add a stash of $100 or so hidden in my car and over 99.9% of my outings are covered.
- fijiaarone 4y ago
  Wow, if only you had something to keep all that in one place.
  - tzs 4y ago
    That's what my pants pocket is.
  - lostlogin 4y ago
    I have a wallet somewhere and if I needed something from it I’d take it. However a photo of my drivers licence is enough, and then it’s just money. A credit card is in my phone case.

> potentially more useful thing to steal than my wallet. It would be interesting to know the portion of people that doesn’t have a wallet anymore and see if it’s growing.

illiarian 4y ago

There's also a sizable population of people like me who carry a wallet out of habit or because it has additional things like driver's license and various membership cards... but who never use the cards in that wallet, always relying on the phone

bajsejohannes 4y ago
I've been wallet free for some years now. Even the driver's license has become an app here in Norway (optional, you still get the physical one). The big downside is that my wallet and everything in it can run out of battery. That's not very redundant. Suddenly I won't be able to pay, identify, call, etc.
- CapstanRoller 4y ago
  How do you show your driver's license to a government official without exposing everything else on your phone, especially to the police? From a US perspective, using one's phone as an ID seems incredibly risky.
  - lostlogin 4y ago
    You have to carry a licence when driving here in NZ but in the 10-15 years I haven’t carried a wallet I haven’t carried it. I’m not 100% on how it will go if I need it while driving (potential US$200 fine). It’s not needed for domestic flights or anything really.
  - bajsejohannes 4y ago
    The app can show a QR-code for inspection purposes. The police officer will scan this to verify a valid license. At no point do they touch the phone.

bennyp101 4y ago

I switched to a card holder a few years ago, has my licence and various cards in it. I also keep my daily spending and joint account cards in my phone case - and my phone has some of the cards from my card holder in it. Most of the time I just take my phone, but if I’m going in the car or out shopping I take the card holder. The only time I throw some change in my pocket is if I’m taking the kids somewhere

tzs 4y ago

I have a wallet but its been years since I've taken it with me. I had started doing a daily morning brisk walk for exercise, and didn't like having too much in my pockets when doing that. So for those walks I'd go out with just my phone in my left pocket, and my driver's license, insurance card, credit card, $20 bill, and a house key in my right pocket. It didn't take long to realize that configuration was all I need for most outings. Just add my HSA debit card to my pocket and a keyring to my belt with my car key and a couple others, and add a stash of $100 or so hidden in my car and over 99.9% of my outings are covered.

fijiaarone 4y ago
Wow, if only you had something to keep all that in one place.
- tzs 4y ago
  That's what my pants pocket is.
- lostlogin 4y ago
  I have a wallet somewhere and if I needed something from it I’d take it. However a photo of my drivers licence is enough, and then it’s just money. A credit card is in my phone case.