I agree strongly. It really encourages people with poor credit and/or little experience using a credit card "the right way" to finance what should be trivial pu

I agree strongly. It really encourages people with poor credit and/or little experience using a credit card "the right way" to finance what should be trivial purchases you either save up for firts, or just don't buy. BNPL for groceries is the ultimate borrow from tomorrow to pay for today; modern economies have taught their citizens well!