Yes, I completely agree. I put "cannot afford to try" and "too risky to try" in basically the same bucket, but it's important to note that there is an actual m

Yes, I completely agree. I put "cannot afford to try" and "too risky to try" in basically the same bucket, but it's important to note that there is an actual material difference. The bootstrap mentality is where that difference lies, honestly. People who can afford to take the risk can sometimes win big and get held up as prime examples of the American Dream survivorship bias in action. We tend to overlook the ones that fail and are ruined forever. Or the fact that many only did it because risk wasn't very big due to their personal safety nets. And we absolutely overlook the ones who can't even dream of attempting in the first place because they are too busy just trying to survive.