You don't have to live in "extreme poverty" to have to pay attention to every penny you use. Expenses across the board have skyrocketed in the past year. Try a

You don't have to live in "extreme poverty" to have to pay attention to every penny you use. Expenses across the board have skyrocketed in the past year. Try and read some stories about what people living in colder, rural areas in Northern Europe (Scotland, Scandinavia, etc.) have had to deal with and you would start to get an idea. If your rent suddenly increased by 30%, and winter heating bill tripled since last year and food costs 25% more than a year ago, then a lot of people with normally sufficient income would be having financial issues.