> Financial providers shouldn't be issuing moral judgements. This isn't a moral judgement so much as it is an attempt to avoid association with high fraud risk

> Financial providers shouldn't be issuing moral judgements. This isn't a moral judgement so much as it is an attempt to avoid association with high fraud risk transactions, which lead to more chargebacks, potential implication of the bank in criminal activity (e.g., money laundering), and greater government scrutiny under initiatives like Obama's Operation Choke Point.