4 ms·
I literally canceled my gym membership by cancelling my credit card. It was easier to update a handful of services on autopay than go through their daedric ritu
by donatj 4y ago
I literally canceled my gym membership by cancelling my credit card. It was easier to update a handful of services on autopay than go through their daedric rituals of submitting cancellations by fax 90 days in advance.
Years later my wife and I signed up for the same gym. She was later able to cancel by talking to someone in charge and crying about it.
- barbazoo 4y agoVirtual cards FTW. Too bad they're not that common here in Canada.
- TAKEMYMONEY 4y agoyour credit (FICO) score might take a hit when you close a card, especially an old one
- kraquepype 4y agoIf you close a particularly young card, it can also bring your score up if the others are older. Last I looked it used an average for the age of all your credit lines.
- MrStonedOne 4y ago[dead]
- insane_dreamer 4y agoI did not realize this until I cancelled a card that I'd had for 15-20 years, much longer than any others, because I'd switched to another card from the same company (AMEX) and wasn't using that old card anymore. My score went down quite a bit, and I was so upset at Amex for not telling me when I was trying to cancel that old card. I would have just kept it and not used it.
- hot_gril 4y agoThat's why I use a prepaid one. Although, that's mostly for free trials.
- dyno12345 4y agoeasier: they'll always accept a change in card numbers. just change it to a virtual card and then give the virtual card a budget of $1 and/or let it expire. or get a prepaid debit card with $1 left on it.