At the Dorsey level, the "rule" could be something entirely different. The existing industry rule could be that human review is necessary to comply with AML law

At the Dorsey level, the "rule" could be something entirely different. The existing industry rule could be that human review is necessary to comply with AML laws. Dorsey thinks technology can take care of it while cutting costs, totally unaware of the decades and decades where existing money transfer businesses experimented with it, and saw how it didn't work.