It's not that you can't unwind them, it's that you can't do so through normal channels. Complain to the Office of the Comptroller of Currency and it will get fi

It's not that you can't unwind them, it's that you can't do so through normal channels. Complain to the Office of the Comptroller of Currency and it will get fixed. I'd still avoid those apps, but I don't want anyone who got scammed to read your comment and give up hope.