4 ms·Banks only do community and jumbo in the us. Most mortgages are owned by the federal governmentby hd95489 4y agoBanks only do community and jumbo in the us. Most mortgages are owned by the federal governmentroflyear 4y agoThe federal government originates mortgages? TILalxmng 4y agoApparently the Fed owns 1/3 of all mortgage bonds.alxmng 4y agohttps://mishtalk.com/economics/the-fed-now-owns-nearly-one-third-of-all-us-mortgages https://mishtalk.com/economics/the-fed-now-owns-nearly-one-t... … and ~25% of the Feds entire balance sheet is mortgage securities.roflyear 4y agoThey don't originate those loans.