You are correct about AI not being inherently some spooky dangerous thing. However, human beings will treat it like it is, so you will experience non-sensical

You are correct about AI not being inherently some spooky dangerous thing. However, human beings will treat it like it is, so you will experience non-sensical happenings like “your new credit score, brought to you by AI”. When you dispute this, the credit score company will shrug and say “you’ll have to speak the AI directly to make a claim, it is objective”. Meanwhile the AI isn’t that much better than ChatGPT now