> the current privately-run system can (and already does!) block payments which are for a purpose which a few unelected rich dudes have unilaterally decided do

> the current privately-run system can (and already does!) block payments which are for a purpose which a few unelected rich dudes have unilaterally decided do be undesirable; and if the society decides to legalize that stuff, they can ignore it as that's their arbitrary private choice and they can't be held accountable People are obsessed eith the idea that censorship can only come from government, they are completely blind to the idea of that rich individuals have agendas and power to advance them.