The biggest thing with FIRE is that they very rarely/almost never account for the expenses increasing over time, and they never account for the fact that you wi

The biggest thing with FIRE is that they very rarely/almost never account for the expenses increasing over time, and they never account for the fact that you will have multiple emergencies in your lifetime. Someone is going to break something and need an ER trip, a stoke scare, a heart attack scare, a relative is dying, etc.