That's the future according to Horowitz: https://a16z.com/2020/01/21/every-company-will-be-a-fintech-company-2/ https://a16z.com/2020/01/21/every-company-will-b

That's the future according to Horowitz: https://a16z.com/2020/01/21/every-company-will-be-a-fintech-company-2/ https://a16z.com/2020/01/21/every-company-will-be-a-fintech-... I feel bad for your friend, however. He was not systemic enough.