> Banks only need to hold a certain fraction of their depositors money in liquid reserves Worth pointing out that in the US and the UK, this amount is zero (0

> Banks only need to hold a certain fraction of their depositors money in liquid reserves Worth pointing out that in the US and the UK, this amount is zero (0) at the moment. In Switzerland this looks like 2.5%. https://en.wikipedia.org/wiki/Reserve_requirement#Reserve_requirements_by_country https://en.wikipedia.org/wiki/Reserve_requirement#Reserve_re...