I think important part of these calculations is answering question “am I free?”. It should most likely not be taken to extreme like retire at 30. But for me i

I think important part of these calculations is answering question “am I free?”. It should most likely not be taken to extreme like retire at 30. But for me it is answering question if I can quit job on the spot and don’t worry. Other question if I can afford health care in case of family tragedy that will require years of rehabilitation. If having nice things is taking away my freedom and would put me in high stress situation - I don’t want nice things. Having FIRE kind of money in bank makes life easier even if you still want to work.