I don't really think SVB is an example of anything other than they were a very large boutique bank. The depositors were primarily Startups with large amounts of

I don't really think SVB is an example of anything other than they were a very large boutique bank. The depositors were primarily Startups with large amounts of cash. Most of their depositors were subject to the same economic forces and tended to behave similarly in unison. This is not a bank that Joe Sixpack opened an account in because he liked the convenience of the ATMs. This is a bank that cultivated relationships with VCs and VCs responded by suggesting their Startups store cash there. The question is "Was this a bank run by idiots or a "bank run" by idiots."