> CBDC: If you want safe custody of your money. > Bank: If you want to lend your money in return for a yield. And as with any lending, you take the risk of a b

> CBDC: If you want safe custody of your money. > Bank: If you want to lend your money in return for a yield. And as with any lending, you take the risk of a borrower defaulting. Ideally, depositors in a CBDC would also get at minimum the central bank rate.