Is this something that AI is necessary for, though? Or perhaps you mean it would do this with more complex metrics. What does this look like in practice though

Is this something that AI is necessary for, though? Or perhaps you mean it would do this with more complex metrics. What does this look like in practice though? Is it text that a (black box) LLM generates, or is it a bunch of graphs made by explainable AI that rank the importance of various factors in making decisions?