Hi, thanks for reading it. I'm the author. I'm sure others might understand the pension world more than me - I wanted to share my perspective. I was offered a p

Hi, thanks for reading it. I'm the author. I'm sure others might understand the pension world more than me - I wanted to share my perspective. I was offered a pension match in th past, some were good (e.g. up to 7% match). I didn't include the "positives" of having a pensions, because that's common knowledge about pensions. I might improve this article based on your concerns. Yes, is free "pension-money", but until you take it out, it means nothing. Some of the disadvantages in my article are more certain to actually happen. All of the disadvantages I noted need to be resolved before you get your extra 7%-matched pension money. Is the risk worth it? For me: no, pensions are not worth the risk.