It’s called Fractional Reserve Banking: https://www.investopedia.com/terms/f/fractionalreservebanking.asp https://www.investopedia.com/terms/f/fractionalreserve

It’s called Fractional Reserve Banking: https://www.investopedia.com/terms/f/fractionalreservebanking.asp https://www.investopedia.com/terms/f/fractionalreservebankin... However, I’m not sure what percent SVB kept. Some are saying zero, is this true? There is a requirement but not sure if easing of Dodd-Frank allowed SVB to bypass it. https://www.federalregister.gov/documents/2022/12/01/2022-26065/reserve-requirements-of-depository-institutions https://www.federalregister.gov/documents/2022/12/01/2022-26...