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If I, some poor guy in the ghetto is considering tightening the belt on my finances and looking ten years out, then I assume so is every other person in busines

If I, some poor guy in the ghetto is considering tightening the belt on my finances and looking ten years out, then I assume so is every other person in business with half a brain more than me is doing the same. I agree with your speculation, I do not see the money as free flowing as it once was. Anecdotally, I was recently given a worst interest rate in 2023 with a better credit score, and more income than I had in 2015.

laidoffamazon 4y ago
> If I, some poor guy in the ghetto is considering tightening the belt on my finances and looking ten years out, I think you're reading too many cranks on the internet. The state of the economy is fine, significantly stronger than where it was just 3 years ago. Real consumer spending hasn't budged much and the labor market is the strongest in 50 years despite the well publicized layoffs. The dotcom boom happened under equivalent to higher interest rates than we had now. "Morning in America" happened with an unemployment rate double what it is today.