It seems the first reason is root of all the other reasons. If one cannot find a job that pays what they believe they deserve, they are much more likely to star

It seems the first reason is root of all the other reasons. If one cannot find a job that pays what they believe they deserve, they are much more likely to start their own business. The employee market does penalize generalists, those who lack political savvy (ADHD, OCD), and/or those who do not come from well off families and connections.