>similar consider which liquidity focused/dominated business would be at risk of they randomly lose half their liquidity Except, the way banking is set up in t

>similar consider which liquidity focused/dominated business would be at risk of they randomly lose half their liquidity Except, the way banking is set up in the US, there exists a lender of last resort (the Federal Reserve) that can step in to replace that liquidity, if the bank is really solvent -- and even then, that's assuming other banks won't lend to it. So yes, I except 50% of funds being withdrawn to be survivable if the banks is otherwise solvent.