I agree with everything you are saying. Self-custody isn’t as easy as leaving your money in the bank. Also, although I see the benefits of Bitcoin I don’t think

I agree with everything you are saying. Self-custody isn’t as easy as leaving your money in the bank. Also, although I see the benefits of Bitcoin I don’t think it should be the only currency option. I would like us to take this opportunity to recognize that fractional reserve banking where depositor funds are used (with leverage) to make speculative bets (on mortgage backed securities or even T-bill interest rates) is a fundamentally unsound model. I would much prefer a model where I have the option to store my funds in a full-reserve bank and would happily pay for the service. As for self-custody, it is a skill like any other and one that I think more people should learn. Self-custody is fundamentally no more difficult than say building a sound backup strategy (3 copies minimum, stored in at least two formats with at least one stored offsite) There are ample tutorials on the internet and I hope more people recognize that counter-party risk is real, whether it be fiat or crypto.