As a teenager during US history class, I just could not wrap my mind around the viciousness with which politicians would fight about issues like central banking

As a teenager during US history class, I just could not wrap my mind around the viciousness with which politicians would fight about issues like central banking. I used to think the 'abolish the Fed' people were kooks. As an adult, I totally get it. I even believe that, without the Fed, things would be more unstable. However, it seems to me that the cost of the Fed's stability is the creation of a 'super-banked' aristocracy. At the end of the day, normal people have to bear the costs, while the aristocracy is bailed out with an expediency almost unheard of from our government.