Payday lending, forced storage charges upon eviction, low take-up of available benefits, using the tax code to assist the middle class instead of direct spendin

Payday lending, forced storage charges upon eviction, low take-up of available benefits, using the tax code to assist the middle class instead of direct spending to assist the poor, lots of these seem uniquely American. I’m guessing you haved lived in many places outside the US? Those are common in a lot of countries.