People in tech are among the most advantaged when it comes to salary/job conditions negotiation, and the possibility of saving up a reasonable reserve cash fund

People in tech are among the most advantaged when it comes to salary/job conditions negotiation, and the possibility of saving up a reasonable reserve cash fund "just in case". For the opposite, see shop clerks, phone marketers etc. Few people want to do such jobs unless in dire straits; there was a famous article from the Resident Contrarian about it.