"Society depends on this mismatch existing. It must exist somewhere." I see no reason why bank deposits can be fully backed, and ppl who choose to can buy into

"Society depends on this mismatch existing. It must exist somewhere." I see no reason why bank deposits can be fully backed, and ppl who choose to can buy into bonds funds separately. For example, only ~6% of gov bonds are held by banks: https://www.statista.com/statistics/201881/holders-of-the-us-public-debt/ https://www.statista.com/statistics/201881/holders-of-the-us...